Shriram One: Loan, FD, UPI 1.3.75

Shriram One: Your All-in-One Financial App

Experience the enhanced features of Shriram One, which incorporates everything you admired in MyShriram. By downloading the Shriram One App, you gain access to a wide array of financial services previously available through the My Shriram App, now designed for greater convenience in managing your day-to-day financial requirements.

Manage Your Finances with Ease

• Loans:
• Personal Loans: Apply for a Personal Loan of up to ₹15 Lakh to cover personal expenses, consolidate debt, or finance a significant purchase. With flexible repayment terms (12 to 60 months) and competitive interest rates (12%* to 36%* APR) that do not require collateral.
• Example of a Shriram Personal Loan:
  • Loan Amount: ₹1,00,000 for 24 months at an interest rate of 1% p.m. (reducing balance method) results in an EMI of ₹4,707. The total interest payable would amount to ₹12,968.
  • Processing fees (excl. GST)*: ₹2,000. Disbursed amount after deduction: ₹98,000.
  • ✅ Total Amount Payable: ₹4,707 x 24 months = ₹1,12,968
  • ✅ Total Cost of Loan = Interest Amount + Processing Fees = ₹12,968 + ₹2,000 = ₹14,968
  • The total amount payable (incl. Processing Fee): ₹1,14,968
• Business Loans: Elevate your business with Shriram Business Loan offering funding for varied business needs like working capital, inventory purchase, and equipment financing. Enjoy personalized repayment options with competitive interest rates.
• Vehicle Loans: Realize your dream vehicle with our diverse vehicle loan solutions.
• Two-Wheeler Loan: Attain your desired two-wheeler effortlessly with flexible repayment structures and low-interest rates.
• Commercial Vehicle Loan: Expand your transport business by leveraging Commercial Vehicle Loans.
• Gold Loan: Access quick funds by pledging your gold assets with us.

Investments:

• Fixed Deposits (FD): Secure your financial future with guaranteed returns via Shriram FD. Choose from tenures ranging between 12 to 60 months.
• Shriram Chits: Implement disciplined savings with guaranteed benefits – invest regularly to receive a lump sum payout at maturity along with accrued interest.
• Shriram One Gold: Explore the enduring value of gold through Shriram One Gold. Conveniently trade digital gold securely within the app.
• Fixed Investment Plans (FIP): Benefit from compounded interest by investing fixed amounts regularly over the chosen term. Avail attractive interest rates and flexible investment options with various FIPs from Shriram.

Insurance:

• Safeguard your future with our inclusive insurance offerings covering general and life insurance needs such as motor vehicles, health, savings, and retirement plans.

Simplify Everyday Transactions

• UPI: Securely make instantaneous payments using Shriram One UPI. Easily conduct transactions by scanning QR codes, check account balances, set up auto-pay for bills, and receive timely reminders.</il>
• Bill Payments and Recharges: Manage all your payments efficiently by recharging mobiles and DTH services, paying various bills (mobile, landline, DTH, FASTag, loans, insurance premiums), broadband services, cable TV subscriptions as well as water & electricity bills.</il>

Add-On Features

• Free Credit Score Check: Monitor your credit standing via complimentary credit score checks.</il>
• Rewards Program: Earn enticing rewards on transactions which can be redeemed for bill payments and services.</il>
• Exclusive Offers: Discover special features like Shriram One Gold (buying/selling/holding digital gold) and Shriram One Care within the app.</il>
• Partner Programs: Avail the best deals through our partner programs covering flights, accommodations, groceries, travel requirements, shopping outlets, electronic products & services as well as entertainment offerings including OTT platforms and games.