1.3.75 Safe to install
Shriram One: Your All-in-One Financial Companion

Shriram One simplifies personal finance by providing loans, fixed deposits, and seamless UPI transactions, making it a reliable tool for managing your finances.
Shriram One: Your All-in-One Financial App
Experience the enhanced features of Shriram One, which incorporates everything you admired in MyShriram. By downloading the Shriram One App, you gain access to a wide array of financial services previously available through the My Shriram App, now designed for greater convenience in managing your day-to-day financial requirements.
Manage Your Finances with Ease
- Loans:
- Personal Loans: Apply for a Personal Loan of up to ₹15 Lakh to cover personal expenses, consolidate debt, or finance a significant purchase. With flexible repayment terms (12 to 60 months) and competitive interest rates (12%* to 36%* APR) that do not require collateral.
- Example of a Shriram Personal Loan:
- Loan Amount: ₹1,00,000 for 24 months at an interest rate of 1% p.m. (reducing balance method) results in an EMI of ₹4,707. The total interest payable would amount to ₹12,968.
- Processing fees (excl. GST)*: ₹2,000. Disbursed amount after deduction: ₹98,000.
- ✅ Total Amount Payable: ₹4,707 x 24 months = ₹1,12,968
- ✅ Total Cost of Loan = Interest Amount + Processing Fees = ₹12,968 + ₹2,000 = ₹14,968
- The total amount payable (incl. Processing Fee): ₹1,14,968
- Business Loans: Elevate your business with Shriram Business Loan offering funding for varied business needs like working capital, inventory purchase, and equipment financing. Enjoy personalized repayment options with competitive interest rates.
- Vehicle Loans: Realize your dream vehicle with our diverse vehicle loan solutions.
- Two-Wheeler Loan: Attain your desired two-wheeler effortlessly with flexible repayment structures and low-interest rates.
- Commercial Vehicle Loan: Expand your transport business by leveraging Commercial Vehicle Loans.
- Gold Loan: Access quick funds by pledging your gold assets with us.
Investments:
- Fixed Deposits (FD): Secure your financial future with guaranteed returns via Shriram FD. Choose from tenures ranging between 12 to 60 months.
- Shriram Chits: Implement disciplined savings with guaranteed benefits – invest regularly to receive a lump sum payout at maturity along with accrued interest.
- Shriram One Gold: Explore the enduring value of gold through Shriram One Gold. Conveniently trade digital gold securely within the app.
- Fixed Investment Plans (FIP): Benefit from compounded interest by investing fixed amounts regularly over the chosen term. Avail attractive interest rates and flexible investment options with various FIPs from Shriram.
Insurance:
- Safeguard your future with our inclusive insurance offerings covering general and life insurance needs such as motor vehicles, health, savings, and retirement plans.
Simplify Everyday Transactions
- UPI: Securely make instantaneous payments using Shriram One UPI. Easily conduct transactions by scanning QR codes, check account balances, set up auto-pay for bills, and receive timely reminders.</il>
- Bill Payments and Recharges: Manage all your payments efficiently by recharging mobiles and DTH services, paying various bills (mobile, landline, DTH, FASTag, loans, insurance premiums), broadband services, cable TV subscriptions as well as water & electricity bills.</il>
Add-On Features
- Free Credit Score Check: Monitor your credit standing via complimentary credit score checks.</il>
- Rewards Program: Earn enticing rewards on transactions which can be redeemed for bill payments and services.</il>
- Exclusive Offers: Discover special features like Shriram One Gold (buying/selling/holding digital gold) and Shriram One Care within the app.</il>
- Partner Programs: Avail the best deals through our partner programs covering flights, accommodations, groceries, travel requirements, shopping outlets, electronic products & services as well as entertainment offerings including OTT platforms and games.
Overview
Shriram One: Loan, FD, UPI is a Freeware software in the category Business developed by Shriram Finance Limited.
The latest version of Shriram One: Loan, FD, UPI is 1.3.75, released on 07/19/2024. It was initially added to our database on 07/19/2024.
Shriram One: Loan, FD, UPI runs on the following operating systems: Android.
Shriram One: Loan, FD, UPI has not been rated by our users yet.
Pros
- Offers a variety of financial services including loans, fixed deposits (FD), and UPI transactions in one platform.
- User-friendly interface that simplifies navigation and transaction processes.
- Competitive interest rates for loans and fixed deposits.
- Quick loan approval process with minimal paperwork required.
- Strong backing from Shriram Finance Limited, a well-established financial institution in India.
- Robust customer support channels for assistance.
- Secure transactions with advanced encryption and security measures.
Cons
- Limited availability in certain geographical locations, primarily focused on Indian customers.
- Loan eligibility criteria may be stringent for some users, requiring good credit history.
- Fees associated with late payments or loan processing may apply.
- Mobile app performance issues reported by some users, such as occasional crashes or slow load times.
- Lack of extensive educational resources or tools for first-time borrowers on financial management.

David Fischer
I am a technology writer for UpdateStar, covering software, security, and privacy as well as research and innovation in information security. I worked as an editor for German computer magazines for more than a decade before joining the UpdateStar team. With over a decade of editorial experience in the tech industry, I bring a wealth of knowledge and expertise to my current role at UpdateStar. At UpdateStar, I focus on the critical areas of software, security, and privacy, ensuring our readers stay informed about the latest developments and best practices.
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